What to Look for in Lake Placid, FL Lease-to-Own Companies
When selecting a lease-to-own company in Lake Placid, FL, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Lake Placid and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Lake Placid, FL Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Lake Placid, FL follow similar models. First, you pick from a list of approved Lake Placid retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Lake Placid, FL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Lake Placid, FL?
The items you can shop for in Lake Placid, FL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Lake Placid, FL
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Lake Placid, FL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Lake Placid businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Lake Placid, FL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lake Placid, FL
Snap Finance and Acima Leasing both want to help shoppers in Lake Placid FL get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Lake Placid, FL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Lake Placid, FL requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Lake Placid, FL? Try Acima Leasing
Many shoppers across Lake Placid, FL can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.