Deciding Between Acima Leasing and Snap Finance in Kissimmee, FL

You need a lease-to-own option in Kissimmee, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Kissimmee, FL Lease-to-Own Companies

When selecting a lease-to-own company in Kissimmee, FL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Kissimmee so you know which company is your best fit.

How Does Lease-to-Own in Kissimmee, FL Work?

How does Acima Leasing work? Or Snap Finance? Most Kissimmee, FL lease-to-own companies operate similarly. You shop in person or online at an approved Kissimmee retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Kissimmee, FL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Kissimmee, FL Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Kissimmee, FL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Kissimmee, FL

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Kissimmee, FL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Kissimmee businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Kissimmee, FL, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Kissimmee, FL

Everyone in Kissimmee, FL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Kissimmee, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.

For Acima Leasing in Kissimmee, FL, you will also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Kissimmee, FL? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Kissimmee, FL. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.