Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Kendall, FL

You need a lease-to-own option in Kendall, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Kendall, FL

When picking a lease-to-own company in Kendall, FL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Kendall so you know which company is your best fit.

Snap Finance in Kendall, FL vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Kendall, FL tend to work the same way. You shop in person or online at an approved Kendall retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Acima Leasing in Kendall, FL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Kendall, FL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Kendall, FL. As a general rule of thumb, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Kendall, FL Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Kendall, FL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Kendall and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Kendall, FL stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Kendall, FL

Snap Finance and Amica Leasing are dedicated to helping Kendall, FL shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Kendall, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.

Acima Leasing in Kendall, FL also requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Kendall, FL? Try Acima Leasing

Many shoppers across Kendall, FL can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.