What to Look for in Jacksonville Beach, FL Lease-to-Own Companies
When choosing a lease-to-own company in Jacksonville Beach, FL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Jacksonville Beach and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Jacksonville Beach, FL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Jacksonville Beach, FL lease-to-own companies operate similarly. First, you pick from a list of approved Jacksonville Beach retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Jacksonville Beach, FL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Jacksonville Beach, FL?
The items you can shop for in Jacksonville Beach, FL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Jacksonville Beach, FL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Jacksonville Beach, FL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Jacksonville Beach stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Jacksonville Beach, FL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Jacksonville Beach, FL
Snap Finance and Acima Leasing both want to help shoppers in Jacksonville Beach FL get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Jacksonville Beach, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Jacksonville Beach, FL requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Jacksonville Beach, FL, the Choice Is Yours
Many shoppers across Jacksonville Beach, FL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.