Choosing a Lease-to-Own Company in Homestead, FL
When comparing lease-to-own companies in Homestead, FL, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Homestead so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Homestead, FL
How do Acima Leasing and Snap Finance work? Most Homestead, FL lease-to-own companies operate similarly. To start, you choose an approved retailer in Homestead and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Homestead, FL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Homestead, FL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Homestead, FL. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Homestead, FL Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Homestead, FL and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Homestead and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Homestead, FL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Homestead, FL?
Snap Finance and Acima Leasing both want to help shoppers in Homestead FL get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Homestead, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Homestead, FL, you will also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Homestead, FL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Homestead, FL. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.