Choosing Between Homestead, FL Lease-to-Own Companies
Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Homestead, but how do you know which one to go with? Let's compare Acima Leasing in Homestead, FL against Progressive Leasing so you can decide which company has the best application process, store selection, and requirements for you.
Homestead Progressive Leasing vs. Acima Leasing: What’s the Process?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Homestead, FL? They both have similar application steps. Shop at eligible Homestead stores, select the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!
How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Homestead, you may be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Homestead vs. Acima Leasing?
Although Acima Leasing and Progressive Leasing in Homestead, FL share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Homestead, FL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Homestead shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Homestead Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Homestead, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Homestead, FL, or browse Acima Leasing’s online retailers.
What Items Can I Lease in Homestead, FL with Acima Leasing vs. Progressive Leasing?
You'll find that Progressive Leasing and Acima Leasing in Homestead, FL have similar leasable items. Generally, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Progressive Leasing or Acima Leasing in Homestead, FL Right for You?
The decision of which Homestead, FL lease-to-own company to choose is entirely yours to make. The best option for you depends on the application process, approval requirements, and which Homestead stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.