Lease-to-Own in Ft Walton Beach, FL: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Ft Walton Beach, FL but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Between Ft Walton Beach, FL Lease-to-Own Companies

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but are low on cash. Ft Walton Beach is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Ft Walton Beach, FL to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Ft Walton Beach Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Acima Leasing work in Ft Walton Beach, FL? What about Progressive Leasing? Both companies follow similar application processes. Shop at your favorite eligible stores in Ft Walton Beach, select the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Ft Walton Beach!

Ft Walton Beach Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Ft Walton Beach, FL are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Ft Walton Beach, FL, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Ft Walton Beach with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Ft Walton Beach Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Ft Walton Beach, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Ft Walton Beach, FL stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Ft Walton Beach, FL?

Acima Leasing and Progressive Leasing in Ft Walton Beach, FL follow similar guidelines for leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Ft Walton Beach, FL Right for You?

Determining the right lease-to-own company in Ft Walton Beach, FL is a personal choice we can't make for you. You have to select the right fit for you based on which Ft Walton Beach retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.