What to Look for in Ft Lauderdale, FL Lease-to-Own Companies
When picking a lease-to-own company in Ft Lauderdale, FL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Ft Lauderdale and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Ft Lauderdale, FL Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Ft Lauderdale, FL tend to work the same way. First, you pick from a list of approved Ft Lauderdale retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Ft Lauderdale, FL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Ft Lauderdale, FL?
The items you can shop for in Ft Lauderdale, FL depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Ft Lauderdale, FL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Ft Lauderdale, FL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Ft Lauderdale and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Ft Lauderdale, FL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ft Lauderdale, FL?
Snap Finance and Acima Leasing both want to help shoppers in Ft Lauderdale FL get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Ft Lauderdale, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Ft Lauderdale, FL also requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Ft Lauderdale, FL Lease-to-Own Company
Many shoppers across Ft Lauderdale, FL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.