Snap Finance in Fort Pierce, FL or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Fort Pierce, FL. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Fort Pierce, FL Lease-to-Own Companies

When comparing lease-to-own companies in Fort Pierce, FL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Fort Pierce and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Fort Pierce, FL

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Fort Pierce, FL follow similar models. First, you pick from a list of approved Fort Pierce retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Acima Leasing in Fort Pierce, FL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Fort Pierce, FL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Fort Pierce, FL. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Fort Pierce, FL and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Fort Pierce, FL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Fort Pierce and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Fort Pierce, FL.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Fort Pierce, FL?

For shoppers in Fort Pierce, FL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Fort Pierce, FL. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Fort Pierce, FL also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Fort Pierce, FL? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Fort Pierce, FL shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.