Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Fort Lauderdale, FL

Seeking a lease-to-own solution in Fort Lauderdale, FL? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Fort Lauderdale, FL

When selecting a lease-to-own company in Fort Lauderdale, FL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Fort Lauderdale so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Fort Lauderdale, FL

Are there any differences in how Snap Finance and Acima Leasing work? Most Fort Lauderdale, FL lease-to-own companies operate similarly. First, you pick from a list of approved Fort Lauderdale retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Fort Lauderdale, FL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Fort Lauderdale, FL?

The items you can shop for in Fort Lauderdale, FL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Fort Lauderdale, FL and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Fort Lauderdale, FL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Fort Lauderdale and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Fort Lauderdale, FL stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Fort Lauderdale, FL

Snap Finance and Amica Leasing are dedicated to helping Fort Lauderdale, FL shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Fort Lauderdale, FL, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Fort Lauderdale, FL requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Fort Lauderdale, FL? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Fort Lauderdale, FL. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.