Choosing Between Acima Leasing and Progressive Leasing in Fernandina Beach, FL

Looking to lease-to-own in Fernandina Beach, FL but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Fernandina Beach, FL

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Fernandina Beach, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Fernandina Beach, FL to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Fernandina Beach Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Fernandina Beach, FL? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Fernandina Beach, select the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Fernandina Beach!

What Are the Requirements for Progressive Leasing in Fernandina Beach vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Fernandina Beach, FL have similar application processes, they have different requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Fernandina Beach, FL, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Are you shopping in Fernandina Beach with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Fernandina Beach Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Fernandina Beach and online, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Fernandina Beach, FL, or shop Acima Leasing's online retailers.

What Items Can I Lease in Fernandina Beach, FL with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Fernandina Beach, FL are quite similar. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in Fernandina Beach, FL Right for You?

We can’t tell you which lease-to-own company in Fernandina Beach, FL to choose. To choose the right fit, consider approval requirements, which stores in Fernandina Beach you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.