Comparing Acima Leasing and Snap Finance in Fern Park, FL

You’re ready to shop with help from a lease-to-own company in Fern Park, FL. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Fern Park, FL Lease-to-Own Companies

When choosing a lease-to-own company in Fern Park, FL, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Fern Park so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Fern Park, FL Work

How does Snap Finance work? Or Acima Leasing? Whichever Fern Park, FL lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Fern Park retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, select the eligible products you want, and Acima Leasing in Fern Park, FL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Fern Park, FL?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Fern Park, FL. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Fern Park, FL

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Fern Park, FL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Fern Park and national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Fern Park, FL.

What Are the Requirements for Acima Leasing vs. Snap Finance in Fern Park, FL?

Snap Finance and Acima Leasing both want to help shoppers in Fern Park FL get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Fern Park, FL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Fern Park, FL, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Fern Park, FL? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Fern Park, FL. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.