Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Englewood, FL

You need a lease-to-own option in Englewood, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Englewood, FL Lease-to-Own Companies

When choosing a lease-to-own company in Englewood, FL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Englewood and Acima Leasing so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Englewood, FL Work

How does Snap Finance work? Or Acima Leasing? Whichever Englewood, FL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Englewood and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, select the eligible products you want, and Acima Leasing in Englewood, FL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

Englewood, FL Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Englewood, FL. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Englewood, FL and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Englewood, FL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Englewood stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Englewood, FL, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Englewood, FL?

Snap Finance and Amica Leasing are dedicated to helping Englewood, FL shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Englewood, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Englewood, FL also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Englewood, FL? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Englewood, FL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.