What to Look for in Delray Beach, FL Lease-to-Own Companies
When picking a lease-to-own company in Delray Beach, FL, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Delray Beach and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Delray Beach, FL Work?
How does Acima Leasing work? Or Snap Finance? Whichever Delray Beach, FL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Delray Beach and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Delray Beach, FL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Delray Beach, FL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Delray Beach, FL. As a general rule of thumb, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Delray Beach, FL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Delray Beach, FL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Delray Beach and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Delray Beach, FL.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Delray Beach, FL?
Snap Finance and Amica Leasing are dedicated to helping Delray Beach, FL shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Delray Beach, FL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
Acima Leasing in Delray Beach, FL also requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Delray Beach, FL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Delray Beach, FL. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.