Deciding Between Acima Leasing and Snap Finance in Deland, FL

You need a lease-to-own option in Deland, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Deland, FL

When picking a lease-to-own company in Deland, FL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Deland so you know which company is your best fit.

Snap Finance in Deland, FL vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Whichever Deland, FL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Deland retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Deland, FL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Deland, FL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Deland, FL. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Deland, FL

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Deland, FL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Deland and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Deland, FL stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Deland, FL?

For shoppers in Deland, FL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Deland, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.

For Acima Leasing in Deland, FL, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Deland, FL Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Deland, FL. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.