Acima Leasing or Progressive Leasing in Defuniak Springs, FL?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Defuniak Springs, FL? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Comparing Lease-to-Own Companies in Defuniak Springs, FL

Lease-to-own can save the day when you need new electronics, furniture, tires, and other items but are low on cash. When looking at companies like Progressive Leasing in Defuniak Springs, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Defuniak Springs, FL to help you determine which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Defuniak Springs, FL Work?

How does Progressive Leasing work in Defuniak Springs, FL? And how does Acima Leasing work? You can expect a similar application process for both. Shop at your favorite eligible stores in Defuniak Springs, select the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Defuniak Springs, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Defuniak Springs vs. Acima Leasing

Acima Leasing and Progressive Leasing in Defuniak Springs, FL might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Defuniak Springs, FL, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in Defuniak Springs who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Defuniak Springs Can I Shop with Acima Leasing vs. Progressive Leasing?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Defuniak Springs and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Defuniak Springs, FL, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Defuniak Springs, FL?

Acima Leasing and Progressive Leasing in Defuniak Springs, FL follow similar guidelines for leasable items. Typically, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Defuniak Springs, FL?

Determining the right lease-to-own company in Defuniak Springs, FL is a personal choice we can't make for you. The best option for you depends on which Defuniak Springs retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.