Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Daytona Beach, FL

You need a lease-to-own option in Daytona Beach, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Daytona Beach, FL Lease-to-Own Companies

When choosing a lease-to-own company in Daytona Beach, FL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Daytona Beach and Acima Leasing so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Daytona Beach, FL

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Daytona Beach, FL follow similar models. First, you pick from a list of approved Daytona Beach retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Daytona Beach, FL will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Daytona Beach, FL?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Daytona Beach, FL. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Daytona Beach, FL

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Daytona Beach, FL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Daytona Beach and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Daytona Beach, FL.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Daytona Beach, FL?

Snap Finance and Amica Leasing are dedicated to helping Daytona Beach, FL shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Daytona Beach, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Daytona Beach, FL requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Daytona Beach, FL Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Daytona Beach, FL. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.