Deciding Between Acima Leasing and Snap Finance in Davie, FL

You’re ready to shop with help from a lease-to-own company in Davie, FL. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Davie, FL Lease-to-Own Company

When choosing a lease-to-own company in Davie, FL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Davie so you can decide which company sounds best for you.

How Does Lease-to-Own in Davie, FL Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most Davie, FL lease-to-own companies operate similarly. To start, you choose an approved retailer in Davie and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Snap Finance in Davie, FL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Davie, FL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Davie, FL. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Davie, FL

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Davie, FL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Davie and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Davie, FL, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Davie, FL

Both Snap Finance and Amica Leasing support Davie, FL residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Davie, FL. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Davie, FL also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Davie, FL, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Davie, FL. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.