Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Dade City, FL

You’re ready to shop with help from a lease-to-own company in Dade City, FL. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Dade City, FL Lease-to-Own Company

When selecting a lease-to-own company in Dade City, FL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Dade City and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Dade City, FL

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Dade City, FL follow similar models. To start, you choose an approved retailer in Dade City and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Snap Finance in Dade City, FL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Dade City, FL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Dade City, FL. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Dade City, FL

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Dade City, FL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Dade City and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Dade City, FL or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Dade City, FL?

Snap Finance and Acima Leasing both want to help shoppers in Dade City FL get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Dade City, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Dade City, FL requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Dade City, FL

Acima Leasing and Snap Finance are great options for Dade City, FL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.