Comparing Acima Leasing and Snap Finance in Crestview, FL

You’re ready to shop with help from a lease-to-own company in Crestview, FL. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Crestview, FL Lease-to-Own Companies

When choosing a lease-to-own company in Crestview, FL, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Crestview and Acima Leasing so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Crestview, FL Work

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Crestview, FL follow similar models. You shop in person or online at an approved Crestview retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Snap Finance in Crestview, FL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Crestview, FL?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Crestview, FL. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Crestview, FL and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Crestview, FL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Crestview and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Crestview, FL or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Crestview, FL

Both Snap Finance and Amica Leasing aim to help shoppers in Crestview, FL with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Crestview, FL. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

For Acima Leasing in Crestview, FL, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Crestview, FL

Acima Leasing and Snap Finance have a lot to offer shoppers in Crestview, FL. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.