Choosing a Lease-to-Own Company in Coral Gables, FL
When comparing lease-to-own companies in Coral Gables, FL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Coral Gables and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Coral Gables, FL Work
How does Acima Leasing work? Or Snap Finance? Most Coral Gables, FL lease-to-own companies operate similarly. To start, you choose an approved retailer in Coral Gables and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Coral Gables, FL will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Coral Gables, FL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Coral Gables, FL. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Coral Gables, FL
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Coral Gables, FL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Coral Gables stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Coral Gables, FL.
What Are the Requirements for Acima Leasing vs. Snap Finance in Coral Gables, FL?
Both Snap Finance and Amica Leasing aim to help shoppers in Coral Gables, FL with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Coral Gables, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
Acima Leasing in Coral Gables, FL also requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Coral Gables, FL Lease-to-Own Company
Many shoppers across Coral Gables, FL can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.