Choosing a Lease-to-Own Company in Clearwater, FL
When choosing a lease-to-own company in Clearwater, FL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Clearwater so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Clearwater, FL Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Clearwater, FL follow similar models. First, you pick from a list of approved Clearwater retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Clearwater, FL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Clearwater, FL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Clearwater, FL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Clearwater, FL
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Clearwater, FL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Clearwater and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Clearwater, FL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Clearwater, FL?
Both Snap Finance and Amica Leasing aim to help shoppers in Clearwater, FL with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Clearwater, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
Acima Leasing in Clearwater, FL also requires an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Clearwater, FL
Many shoppers across Clearwater, FL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.