Choosing Your Boynton Beach, FL Lease-to-Own Company
When choosing a lease-to-own company in Boynton Beach, FL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Boynton Beach so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Boynton Beach, FL
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Boynton Beach, FL tend to work the same way. To start, you choose an approved retailer in Boynton Beach and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Boynton Beach, FL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Boynton Beach, FL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Boynton Beach, FL. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Boynton Beach, FL Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Boynton Beach, FL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Boynton Beach and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Boynton Beach, FL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Boynton Beach, FL
Both Snap Finance and Amica Leasing support Boynton Beach, FL residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Boynton Beach, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Boynton Beach, FL also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Boynton Beach, FL, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Boynton Beach, FL shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.