How to Choose a Lease-to-Own Company in Arcadia, FL
When comparing lease-to-own companies in Arcadia, FL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Arcadia and Acima Leasing so you know which company is your best fit.
Snap Finance in Arcadia, FL vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Arcadia, FL lease-to-own companies operate similarly. You shop in person or online at an approved Arcadia retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Arcadia, FL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Arcadia, FL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Arcadia, FL retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Arcadia, FL Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Arcadia, FL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Arcadia stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Arcadia, FL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Arcadia, FL?
Both Snap Finance and Amica Leasing aim to help shoppers in Arcadia, FL with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Arcadia, FL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
For Acima Leasing in Arcadia, FL, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Arcadia, FL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Arcadia, FL. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.