Comparing Acima Leasing and Snap Finance in Altamonte Springs, FL

Seeking a lease-to-own solution in Altamonte Springs, FL? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Altamonte Springs, FL

When choosing a lease-to-own company in Altamonte Springs, FL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Altamonte Springs and Acima Leasing so you know which company is your best fit.

Snap Finance in Altamonte Springs, FL vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Whichever Altamonte Springs, FL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Altamonte Springs retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Snap Finance in Altamonte Springs, FL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Altamonte Springs, FL?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Altamonte Springs, FL. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Altamonte Springs, FL and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Altamonte Springs, FL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Altamonte Springs and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Altamonte Springs, FL stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Altamonte Springs, FL?

For shoppers in Altamonte Springs, FL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Altamonte Springs, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Altamonte Springs, FL, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Altamonte Springs, FL

Many shoppers across Altamonte Springs, FL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.