What to Look for in Wilmington, DE Lease-to-Own Companies
When picking a lease-to-own company in Wilmington, DE, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Wilmington and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Wilmington, DE Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Wilmington, DE tend to work the same way. To start, you choose an approved retailer in Wilmington and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Wilmington, DE will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Wilmington, DE?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Wilmington, DE. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Wilmington, DE and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Wilmington, DE businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Wilmington stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Wilmington, DE.
Acima Leasing vs. Snap Finance Application and Requirements in Wilmington, DE
Both Snap Finance and Amica Leasing support Wilmington, DE residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Wilmington, DE. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Wilmington, DE also requires an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Wilmington, DE, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Wilmington, DE. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.