Choosing Your Selbyville, DE Lease-to-Own Company
When selecting a lease-to-own company in Selbyville, DE, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Selbyville and Snap Finance so you know which company is your best fit.
Snap Finance in Selbyville, DE vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Selbyville, DE follow similar models. To start, you choose an approved retailer in Selbyville and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Selbyville, DE will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Selbyville, DE Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Selbyville, DE. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Selbyville, DE Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Selbyville, DE retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Selbyville and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Selbyville, DE, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Selbyville, DE
Both Snap Finance and Amica Leasing aim to help shoppers in Selbyville, DE with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Selbyville, DE. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
Acima Leasing in Selbyville, DE also requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Selbyville, DE Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Selbyville, DE. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.