Choosing a Lease-to-Own Company in New Castle, DE
When selecting a lease-to-own company in New Castle, DE, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in New Castle and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in New Castle, DE Work
How do Acima Leasing and Snap Finance work? Most New Castle, DE lease-to-own companies operate similarly. To start, you choose an approved retailer in New Castle and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in New Castle, DE or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in New Castle, DE?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in New Castle, DE. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
New Castle, DE Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in New Castle, DE as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in New Castle and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in New Castle, DE or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in New Castle, DE?
For shoppers in New Castle, DE with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in New Castle, DE. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in New Castle, DE, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in New Castle, DE
Many shoppers across New Castle, DE can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.