How to Choose a Lease-to-Own Company in Laurel, DE
When picking a lease-to-own company in Laurel, DE, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Laurel and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Laurel, DE
How do Acima Leasing and Snap Finance work? Whichever Laurel, DE lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Laurel and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Laurel, DE will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Laurel, DE Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Laurel, DE retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Laurel, DE and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Laurel, DE businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Laurel and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Laurel, DE stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Laurel, DE?
Snap Finance and Acima Leasing both want to help shoppers in Laurel DE get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Laurel, DE. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Laurel, DE also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Laurel, DE Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Laurel, DE. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.