Deciding Between Acima Leasing and Snap Finance in Edgemoor, DE

Seeking a lease-to-own solution in Edgemoor, DE? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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What to Look for in Edgemoor, DE Lease-to-Own Companies

When picking a lease-to-own company in Edgemoor, DE, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Edgemoor and Acima Leasing so you can decide which company sounds best for you.

How Does Lease-to-Own in Edgemoor, DE Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most Edgemoor, DE lease-to-own companies operate similarly. To start, you choose an approved retailer in Edgemoor and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Snap Finance in Edgemoor, DE or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Edgemoor, DE?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Edgemoor, DE. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Edgemoor, DE

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Edgemoor, DE as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Edgemoor businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Edgemoor, DE or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Edgemoor, DE?

Everyone in Edgemoor, DE deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Edgemoor, DE, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

Acima Leasing in Edgemoor, DE also requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Edgemoor, DE

Acima Leasing and Snap Finance have a lot to offer shoppers in Edgemoor, DE. Choose the lease-to-own company that works best for you based on eligible stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.