Choosing Your Dover, DE Lease-to-Own Company
When picking a lease-to-own company in Dover, DE, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Dover so you can find the right company for you.
How Does Lease-to-Own in Dover, DE Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Dover, DE tend to work the same way. You shop at an approved Dover retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Dover, DE or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Dover, DE?
The items you can shop for vary based on which Dover, DE retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Dover, DE Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Dover, DE and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Dover stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Dover, DE or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Dover, DE?
Both Snap Finance and Amica Leasing aim to help shoppers in Dover, DE with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Dover, DE. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
Acima Leasing in Dover, DE also requires an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Dover, DE Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Dover, DE. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.