Snap Finance in Stratford, CT or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Stratford, CT? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Stratford, CT

When comparing lease-to-own companies in Stratford, CT, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Stratford so you can find the right company for you.

Snap Finance in Stratford, CT vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Stratford, CT tend to work the same way. To start, you choose an approved retailer in Stratford and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Stratford, CT will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Stratford, CT?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Stratford, CT. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Stratford, CT

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Stratford, CT businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Stratford businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Stratford, CT or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Stratford, CT?

For shoppers in Stratford, CT with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Stratford, CT. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Stratford, CT also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Stratford, CT, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Stratford, CT shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.