Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Plainfield, CT

Seeking a lease-to-own solution in Plainfield, CT? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Plainfield, CT Lease-to-Own Company

When picking a lease-to-own company in Plainfield, CT, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Plainfield and Acima Leasing so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Plainfield, CT Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Plainfield, CT follow similar models. To start, you choose an approved retailer in Plainfield and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Acima Leasing in Plainfield, CT or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Plainfield, CT Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Plainfield, CT. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Plainfield, CT

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Plainfield, CT businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Plainfield businesses to national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Plainfield, CT or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Plainfield, CT

Snap Finance and Acima Leasing both want to help shoppers in Plainfield CT get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Plainfield, CT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Plainfield, CT also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Plainfield, CT

Acima Leasing and Snap Finance are great options for Plainfield, CT shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.