Comparing Acima Leasing and Snap Finance in Hartford, CT

You need a lease-to-own option in Hartford, CT — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Hartford, CT

When picking a lease-to-own company in Hartford, CT, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Hartford and Snap Finance so you can find the right company for you.

How Does Lease-to-Own in Hartford, CT Work?

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Hartford, CT follow similar models. You shop at an approved Hartford retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Hartford, CT will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Hartford, CT Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Hartford, CT retailers are approved by Snap Finance or Acima Leasing. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Hartford, CT Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Hartford, CT as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Hartford and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Hartford, CT stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Hartford, CT

Both Snap Finance and Amica Leasing aim to help shoppers in Hartford, CT with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Hartford, CT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Hartford, CT also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Hartford, CT? Try Acima Leasing

Many shoppers across Hartford, CT can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.