Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Hamden, CT

Seeking a lease-to-own solution in Hamden, CT? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Hamden, CT Lease-to-Own Company

When selecting a lease-to-own company in Hamden, CT, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Hamden and Acima Leasing so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Hamden, CT

How do Acima Leasing and Snap Finance work? Whichever Hamden, CT lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Hamden retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, select the eligible products you want, and Acima Leasing in Hamden, CT or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Hamden, CT?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hamden, CT. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

Hamden, CT Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Hamden, CT and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Hamden and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Hamden, CT.

Acima Leasing vs. Snap Finance Application and Requirements in Hamden, CT

Snap Finance and Amica Leasing are dedicated to helping Hamden, CT shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Hamden, CT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Hamden, CT requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Hamden, CT? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Hamden, CT shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.