Lease-to-Own in Derby, CT: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Derby, CT but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Derby, CT Lease-to-Own Companies

Lease-to-own can save the day when you need new electronics, furniture, tires, and other items but are low on cash. With so many companies like Progressive Leasing in Derby, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Derby, CT so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

Derby Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Derby, CT? What about Acima Leasing? Both companies follow similar application processes. Browse at eligible Derby retailers, choose the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Derby, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Derby vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Derby, CT have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Derby, CT requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Derby with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Derby, CT Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Derby and online, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Derby, CT, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Derby, CT?

Progressive Leasing and Acima Leasing in Derby, CT consider the same items leasable. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Derby, CT?

We can’t tell you which lease-to-own company in Derby, CT to choose. The best option for you depends on approval requirements, which stores in Derby you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.