Choosing Your Westminster, CO Lease-to-Own Company
When choosing a lease-to-own company in Westminster, CO, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Westminster so you can find the right company for you.
How Does Lease-to-Own in Westminster, CO Work?
How does Acima Leasing work? Or Snap Finance? Most Westminster, CO lease-to-own companies operate similarly. You shop at an approved Westminster retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Westminster, CO or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Westminster, CO?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Westminster, CO. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Westminster, CO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Westminster, CO retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Westminster and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Westminster, CO or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Westminster, CO?
Snap Finance and Amica Leasing are dedicated to helping Westminster, CO shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Westminster, CO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
For Acima Leasing in Westminster, CO, you will also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Westminster, CO, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Westminster, CO. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.