Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Thornton, CO

You’re ready to shop with help from a lease-to-own company in Thornton, CO. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

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Choosing a Lease-to-Own Company in Thornton, CO

When comparing lease-to-own companies in Thornton, CO, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Thornton so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Thornton, CO

How do Acima Leasing and Snap Finance work? Most Thornton, CO lease-to-own companies operate similarly. You shop in person or online at an approved Thornton retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Thornton, CO will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Thornton, CO?

The items you can shop for in Thornton, CO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Thornton, CO

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Thornton, CO retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Thornton and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Thornton, CO stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Thornton, CO?

Both Snap Finance and Amica Leasing aim to help shoppers in Thornton, CO with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Thornton, CO. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Thornton, CO requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Thornton, CO

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Thornton, CO. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.