Choosing Your Steamboat Springs, CO Lease-to-Own Company
When selecting a lease-to-own company in Steamboat Springs, CO, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Steamboat Springs and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Steamboat Springs, CO Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Steamboat Springs, CO tend to work the same way. You shop in person or online at an approved Steamboat Springs retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Steamboat Springs, CO will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Steamboat Springs, CO?
The items you can shop for in Steamboat Springs, CO depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Steamboat Springs, CO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Steamboat Springs, CO retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Steamboat Springs stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Steamboat Springs, CO.
Acima Leasing vs. Snap Finance Application and Requirements in Steamboat Springs, CO
For shoppers in Steamboat Springs, CO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Steamboat Springs, CO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Steamboat Springs, CO, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Steamboat Springs, CO Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Steamboat Springs, CO. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.