Comparing Acima Leasing and Snap Finance in Pueblo, CO

You need a lease-to-own option in Pueblo, CO — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Pueblo, CO Lease-to-Own Companies

When choosing a lease-to-own company in Pueblo, CO, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Pueblo so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Pueblo, CO Work

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Pueblo, CO follow similar models. You shop in person or online at an approved Pueblo retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Acima Leasing in Pueblo, CO or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Pueblo, CO?

The items you can shop for in Pueblo, CO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Pueblo, CO Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Pueblo, CO and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Pueblo stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Pueblo, CO, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Pueblo, CO

Snap Finance and Acima Leasing both want to help shoppers in Pueblo CO get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Pueblo, CO. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.

Acima Leasing in Pueblo, CO also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Pueblo, CO

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pueblo, CO. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.