Snap Finance in Peyton, CO or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Peyton, CO — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing a Lease-to-Own Company in Peyton, CO

When choosing a lease-to-own company in Peyton, CO, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Peyton so you can find the right company for you.

How Does Lease-to-Own in Peyton, CO Work?

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Peyton, CO tend to work the same way. You shop in person or online at an approved Peyton retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Peyton, CO or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Peyton, CO?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Peyton, CO. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Peyton, CO Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Peyton, CO retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Peyton stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Peyton, CO or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Peyton, CO?

Snap Finance and Amica Leasing are dedicated to helping Peyton, CO shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Peyton, CO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Peyton, CO requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Peyton, CO

Acima Leasing and Snap Finance have a lot to offer shoppers in Peyton, CO. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.