Choosing a Lease-to-Own Company in Loveland, CO
When selecting a lease-to-own company in Loveland, CO, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Loveland so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Loveland, CO Work
How does Snap Finance work? Or Acima Leasing? Most Loveland, CO lease-to-own companies operate similarly. You shop at an approved Loveland retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Acima Leasing in Loveland, CO or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Loveland, CO?
The items you can shop for vary based on which Loveland, CO retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Loveland, CO
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Loveland, CO retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Loveland and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Loveland, CO stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Loveland, CO?
Snap Finance and Acima Leasing both want to help shoppers in Loveland CO get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Loveland, CO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Loveland, CO, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Loveland, CO Lease-to-Own Company
Many shoppers across Loveland, CO can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.