Choosing a Lease-to-Own Company in Grand Junction, CO
When comparing lease-to-own companies in Grand Junction, CO, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Grand Junction and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Grand Junction, CO Work
How does Snap Finance work? Or Acima Leasing? Whichever Grand Junction, CO lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Grand Junction retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Grand Junction, CO will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Grand Junction, CO?
The items you can shop for vary based on which Grand Junction, CO retailers are approved by Snap Finance or Acima Leasing. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Grand Junction, CO
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Grand Junction, CO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Grand Junction and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Grand Junction, CO, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Grand Junction, CO?
For shoppers in Grand Junction, CO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Grand Junction, CO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Grand Junction, CO, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Grand Junction, CO Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Grand Junction, CO shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.