What to Look for in Fort Collins, CO Lease-to-Own Companies
When picking a lease-to-own company in Fort Collins, CO, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Fort Collins and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Fort Collins, CO Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Fort Collins, CO tend to work the same way. To start, you choose an approved retailer in Fort Collins and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Fort Collins, CO or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Fort Collins, CO?
The items you can shop for vary based on which Fort Collins, CO retailers are approved by Snap Finance or Acima Leasing. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Fort Collins, CO
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Fort Collins, CO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Fort Collins stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Fort Collins, CO, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Fort Collins, CO
Both Snap Finance and Amica Leasing aim to help shoppers in Fort Collins, CO with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Fort Collins, CO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Fort Collins, CO also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Fort Collins, CO
Many shoppers across Fort Collins, CO can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.