Deciding Between Acima Leasing and Snap Finance in Durango, CO

You need a lease-to-own option in Durango, CO — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Durango, CO Lease-to-Own Companies

When comparing lease-to-own companies in Durango, CO, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Durango and Acima Leasing so you can find the right company for you.

Snap Finance in Durango, CO vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Durango, CO follow similar models. To start, you choose an approved retailer in Durango and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Durango, CO or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

Durango, CO Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Durango, CO depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Durango, CO

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Durango, CO and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Durango and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Durango, CO.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Durango, CO?

Snap Finance and Acima Leasing both want to help shoppers in Durango CO get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Durango, CO, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Durango, CO, you will also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Durango, CO Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Durango, CO. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.