How to Choose a Lease-to-Own Company in Cortez, CO
When comparing lease-to-own companies in Cortez, CO, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Cortez so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Cortez, CO
How does Snap Finance work? Or Acima Leasing? Whichever Cortez, CO lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Cortez retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Cortez, CO will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Cortez, CO Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cortez, CO. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Cortez, CO
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Cortez, CO and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Cortez stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Cortez, CO, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Cortez, CO
Everyone in Cortez, CO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Cortez, CO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
Acima Leasing in Cortez, CO also requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Cortez, CO Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Cortez, CO. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.