Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Colorado Springs, CO

Seeking a lease-to-own solution in Colorado Springs, CO? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Colorado Springs, CO Lease-to-Own Company

When choosing a lease-to-own company in Colorado Springs, CO, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Colorado Springs so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Colorado Springs, CO

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Colorado Springs, CO tend to work the same way. First, you pick from a list of approved Colorado Springs retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Colorado Springs, CO will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Colorado Springs, CO?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Colorado Springs, CO. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Colorado Springs, CO

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Colorado Springs, CO and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Colorado Springs and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Colorado Springs, CO.

What’s Needed to Apply for Acima Leasing or Snap Finance in Colorado Springs, CO

Both Snap Finance and Amica Leasing aim to help shoppers in Colorado Springs, CO with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Colorado Springs, CO, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.

Acima Leasing in Colorado Springs, CO also requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Colorado Springs, CO Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Colorado Springs, CO shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.