Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Centennial, CO

Seeking a lease-to-own solution in Centennial, CO? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Centennial, CO Lease-to-Own Companies

When comparing lease-to-own companies in Centennial, CO, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Centennial so you can determine which company is right for you.

Snap Finance in Centennial, CO vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Whichever Centennial, CO lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Centennial retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Centennial, CO will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Centennial, CO Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Centennial, CO retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Centennial, CO

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Centennial, CO retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Centennial and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Centennial, CO, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Centennial, CO

Snap Finance and Acima Leasing both want to help shoppers in Centennial CO get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Centennial, CO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.

For Acima Leasing in Centennial, CO, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Centennial, CO? Try Acima Leasing

Many shoppers across Centennial, CO can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.