Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Berthoud, CO

You’re ready to shop with help from a lease-to-own company in Berthoud, CO. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing a Lease-to-Own Company in Berthoud, CO

When comparing lease-to-own companies in Berthoud, CO, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Berthoud so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Berthoud, CO Work

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Berthoud, CO follow similar models. You shop at an approved Berthoud retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Berthoud, CO will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Berthoud, CO?

The items you can shop for in Berthoud, CO depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Berthoud, CO

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Berthoud, CO businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Berthoud stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Berthoud, CO, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Berthoud, CO

Snap Finance and Amica Leasing are dedicated to helping Berthoud, CO shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Berthoud, CO. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Berthoud, CO requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Berthoud, CO, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Berthoud, CO. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.