Choosing Your Basalt, CO Lease-to-Own Company
When selecting a lease-to-own company in Basalt, CO, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Basalt so you can find the right company for you.
Snap Finance in Basalt, CO vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Basalt, CO lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Basalt retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Basalt, CO or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Basalt, CO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Basalt, CO. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Basalt, CO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Basalt, CO and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Basalt businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Basalt, CO, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Basalt, CO
Snap Finance and Acima Leasing both want to help shoppers in Basalt CO get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Basalt, CO, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Basalt, CO requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Basalt, CO, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Basalt, CO shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.